Recharge Software with BBPS, AePS and DMT — All in One
All-in-one B2B recharge platform combining mobile/DTH recharge, BBPS, AePS and DMT under one wallet and admin panel from V2S Infosystem Private Limited.
Running three separate logins for BBPS bill payments, AePS banking, and DMT money transfer slows down every retailer on your network. Distributors evaluating recharge software increasingly ask for one platform that handles mobile recharge, BBPS, AePS, and DMT together — not three vendor relationships stitched into one storefront. V2S Infosystem Private Limited built its B2B recharge platform around exactly this requirement: a single admin panel, a single wallet, and a single API layer covering all four service lines.
What "All-in-One" Actually Means Here
An all-in-one recharge platform is not three separate tools bundled under one brand name. It means one login, one virtual balance, one commission engine, and one settlement cycle across mobile/DTH recharge, BBPS bill payments, AePS banking correspondent services, and DMT domestic money transfer. Retailers under your network see every service in the same dashboard instead of switching apps.
BBPS — Bharat Bill Payment System
BBPS lets retailers collect electricity, water, gas, DTH, broadband, insurance, and loan EMI payments through an NPCI-governed, RBI-regulated system. Every transaction is backed by a standardized biller network, so retailers don't have to onboard individual utility companies one by one. On the V2S platform, BBPS runs through the same wallet used for recharge, so a retailer can top up once and serve both recharge and bill-payment customers without juggling balances.
AePS — Aadhaar Enabled Payment System
AePS turns a retailer counter into a micro-ATM. Customers withdraw cash, check balance, or transfer funds using their Aadhaar number and biometric authentication — no debit card or PIN required. This is especially relevant in Tier 2/3 towns and rural markets where banking access is limited. AePS commission is typically the highest-margin service line on a recharge platform, which is why distributors ask for it bundled rather than sourced separately.
DMT — Domestic Money Transfer
DMT lets a retailer send money to any bank account in India on behalf of a customer who may not have a bank account, a smartphone banking app, or comfort with UPI. It's a cash-in, transfer-out model — the sender pays cash at the counter, the retailer processes the transfer through the platform's remittance partner, and the recipient gets it in their account, typically within minutes.
Why Distributors Choose a Combined Platform Over Separate Vendors
- One virtual balance — top up once, spend across recharge, BBPS, AePS, and DMT instead of maintaining four separate wallets
- One commission structure — set commission slabs for Admin → Super Distributor → Distributor → Retailer once, across all service lines, instead of reconfiguring per vendor
- One support relationship — a single point of contact for reconciliation, disputes, and API issues instead of chasing three different helpdesks
- One white-label admin panel — your brand, your domain, across every service, so retailers never see a third-party name
- Lower total cost — bundled subscription pricing is typically lower than the sum of three separate vendor contracts, especially once integration and onboarding costs are counted
How the Combined Platform Works
- Admin sets up the multi-level distribution channel — Admin, Super Distributor, Distributor, Retailer — with commission slabs for each service line
- Distributors and retailers are onboarded with KYC and load virtual balance into their wallet
- Retailers access recharge, BBPS, AePS, and DMT from one dashboard or the white-label admin panel
- Every transaction — recharge, bill payment, cash withdrawal, or money transfer — deducts from the same wallet and credits commission up the distribution chain automatically
- Reports, settlement, and reconciliation are consolidated across all four service lines instead of four separate exports
Built for Enterprise-Grade Reliability
The platform runs on an enterprise-grade architecture with modular API design following SOLID and DRY principles, so BBPS, AePS, DMT, and recharge modules operate independently without one service's downtime affecting another. Unlimited custom API GET+POST support means distributors already running their own retailer-facing apps can integrate the same backend instead of rebuilding four separate connections. V2S Infosystem Private Limited has maintained client relationships of 3+ years on this architecture, which matters when you're choosing a platform your business will depend on for the long term.
Who This Is For
This combined platform suits distributors and master distributors who already run mobile recharge and want to add banking and bill-payment revenue without a second vendor contract, retailers who want a single counter-top solution to serve walk-in customers across every common need, and new entrants who want to launch a B2B recharge business with all four revenue lines available from day one rather than adding services piecemeal.
| Service | What Retailers Offer | Typical Customer Need |
|---|---|---|
| Mobile/DTH Recharge | Prepaid recharge, DTH top-up | Instant recharge without app downloads |
| BBPS | Electricity, water, gas, EMI, insurance bill payments | One-stop bill payment near home |
| AePS | Cash withdrawal, balance enquiry, mini statement | Banking access without visiting a branch |
| DMT | Cash-to-bank-account money transfer | Sending money without a bank account or app |
Commission rates are indicative and subject to change based on market conditions and NPCI regulatory guidelines.
Frequently Asked Questions
Can I add BBPS, AePS, and DMT to an existing recharge-only account?
Yes. Existing distributors and retailers on the V2S platform can activate BBPS, AePS, and DMT modules on their current account without a separate signup — the wallet, KYC, and distribution hierarchy already in place carry over.
Do I need separate KYC for AePS and DMT?
AePS and DMT operate under RBI/NPCI compliance frameworks that require retailer-level KYC beyond standard recharge onboarding. The platform guides retailers through this during activation so they're compliant before going live.
Is commission the same across recharge, BBPS, AePS, and DMT?
No — each service line has its own commission structure based on operator and biller agreements. AePS and DMT commissions are typically configured differently from recharge and BBPS. Admins can set slabs per service and per level in the distribution chain.
How much does the combined platform cost?
V2S Infosystem Private Limited offers transparent monthly subscription pricing starting at ₹1,499/month (R1, 4-level network) and ₹1,999/month (R2, 5-level network with white-label branding), covering recharge, BBPS, AePS, and DMT under one subscription. Contact V2S Infosystem Private Limited for a plan comparison.
Can retailers use this from a mobile phone without a separate app?
Yes. The platform is accessible through a browser-based retailer panel, so retailers don't need to install and manage four different apps for four different services.
What happens if one service (say AePS) has downtime — does recharge stop working too?
No. The platform's modular API design keeps each service line independent, so downtime on one module doesn't take down the others.
Is this suitable for a retailer just starting out, or only for established distributors?
Both. New retailers can start with recharge and BBPS and add AePS/DMT once they're ready to serve banking customers, while established distributors typically activate all four from day one to maximize counter revenue.
If you're comparing separate BBPS, AePS, and DMT vendors against a single combined platform, contact V2S Infosystem Private Limited to see the full feature set and current subscription pricing.