Recharge Commission Rates India

Recharge commission rates in India vary by service type — mobile recharge, DTH, BBPS bill payments, AePS, and DMT each carry a different margin structure, and within each service the exact percentage depends on the operator and the aggregator agreement behind V2S Infosystem Private Limited's platform. This page is a reference rate chart for distributors and retailers comparing margins across services. For how to actually configure these percentages inside the admin panel at each level of your hierarchy, see our guide on how to set commission slabs in recharge software — this page covers what the rates typically look like, not how to set them.

Operator-Wise Recharge Commission Chart (Indicative)

The ranges below reflect typical industry commission structures reported across mobile recharge, DTH, and BBPS retail networks in India. Actual rates on the V2S Infosystem Private Limited platform depend on your aggregator agreement and are confirmed at onboarding — treat this table as a planning reference, not a quote.

Service	Typical Commission	Structure
Mobile recharge (prepaid)	~0.15% – 4.5% of recharge value	Percentage of transaction, varies by telecom operator
Mobile postpaid / broadband bill	~₹1 – ₹6 per bill	Fixed fee per transaction (BBPS category)
DTH recharge	~1% – 7% of recharge value	Percentage of transaction, varies by DTH operator
Electricity, gas, water (BBPS utility bills)	~₹2 – ₹12 per transaction	Fixed fee, set by the biller/BBPS
FASTag recharge / loan repayment	~0.15% – 1.45% of transaction value	Percentage of transaction, set by the biller
Insurance premium collection	~1% of premium value	Percentage of transaction, varies by insurer
AePS cash withdrawal / mini statement	Small fixed fee per transaction	Fixed fee, set by the sponsor bank / NPCI guidelines
DMT (domestic money transfer)	Small percentage or slab-based fee per transfer	Slab-based, set by the remittance partner and NPCI/RBI guidelines

Commission rates are indicative and subject to change based on market conditions and NPCI regulatory guidelines. Call V2S Infosystem Private Limited for the current rate card applicable to your account.

How Commission Is Split Across the Hierarchy

None of the rates above go entirely to the retailer. On the V2S Infosystem Private Limited platform, the total commission received from an operator or aggregator is split across the multi-level distribution channel — Admin sets the base rate received from the aggregator, Super Distributor and Distributor each retain a slice as the transaction passes down, and the Retailer earns the final-mile margin on the actual recharge. A distributor managing a large retailer network typically earns more in aggregate from transaction volume than any single retailer earns per transaction, even though the retailer's per-transaction percentage looks similar across the chain.

Why These Numbers Are Ranges, Not Fixed Rates

Three things move these numbers in practice: the specific operator or biller (a telecom operator's commission differs from another's, and DTH operators price differently from each other), the aggregator or bank partner behind BBPS, AePS, and DMT (sponsor banks adjust rates periodically under NPCI and RBI guidelines), and your own agreement tier (higher transaction volume can unlock a better base rate from the aggregator, which flows down through the hierarchy). This is why V2S Infosystem Private Limited configures exact commission values inside the admin panel per operator rather than hardcoding one number across the platform — the rate chart above is a reference point for budgeting, not a locked price list.

Call for the Latest Rates

Because commission rates move with operator policy and NPCI/RBI guidelines, always confirm the current rate card before committing to a distribution agreement or pricing your own retailers. Contact V2S Infosystem Private Limited for the latest operator-wise commission rates applicable to your account, or request a free demo to see the live commission configuration screen inside the admin panel.

Frequently Asked Questions

What is the commission rate for mobile recharge in India?

Mobile recharge commission typically runs in the range of 0.15% to 4.5% of the recharge value, depending on the telecom operator. Exact rates are confirmed inside the admin panel and can change based on operator policy.

What is the commission rate for DTH recharge?

DTH recharge commission is typically in the range of 1% to 7% of the recharge value, varying by DTH operator (Tata Play, Airtel Digital TV, Dish TV, Sun Direct, d2h). See our DTH recharge software page for how DTH integrates into the same admin panel.

Does commission differ between BBPS, AePS, and DMT?

Yes. BBPS utility bill payments typically carry a small fixed fee per transaction, AePS cash withdrawals carry a small fixed fee set under NPCI guidelines, and DMT commission is usually slab-based. None of the three use the same structure as mobile or DTH recharge, which are percentage-based.

How is commission split between distributor and retailer?

The base commission received from the operator or aggregator is divided across the hierarchy — Admin, Super Distributor, Distributor, and Retailer each retain a portion, configured independently inside the admin panel. See our guide on how to set commission slabs for the configuration steps.

Why do commission rates change?

Operators periodically revise their payout rates, and BBPS, AePS, and DMT commissions are additionally governed by NPCI and RBI guidelines that can change industry-wide. This is why rates are indicative rather than fixed, and why confirming the current rate card before pricing your retailers is important.

Can I see the exact commission rates before signing up?

Yes. Request a free demo of the admin panel to see the live commission configuration screen, or contact V2S Infosystem Private Limited directly for the current operator-wise rate card.